I often wonder do we have to eat in order to live right? or do we live to eat? Whichever group you belong to, what is certain is we all need food. Unfortunately, if we are not too careful food can be one of the things that eat up most of our budget every month. […]
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In most cases when I tell my clients about giving themselves a raise every month they initially appear shocked. It is possible to give yourself a raise each month without having to go knocking on your manager\’s door or increasing your working hours. Having lived in Johannesburg for more than six months now, every month
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So you are determined to make your financial situation better this year. You either want to pay off your debt or save for that big purchase. All efforts to close any leaking taps have been made but you still feel you can do more. Did you know that an organized kitchen can help you save
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To some people, the thought of sitting down to have a financial plan is scary. Such people prefer to live a day at a time and trust that the future holds the best for them as regards finances. On the other hand, another set of people believe that like all other things we need to
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Did you know the philosophy you have about money can affect how you relate with it? I have heard of people who think money never comes to stay. Such people live for today and never plan for tomorrow. When they get money, they spend it immediately. Other people, on the other hand, think there will
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Apparently, most fights in marriage arise from misunderstandings about money. It does not come as a surprise, therefore, that money is one of the topics tackled during marriage counseling. In spite of this though, most couples still go ahead and keep it on the back burner until things get out of hand. Have you ever committed
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I am yet to come across someone who would not want to save some money. We are all in one way or another looking for ways to increase our income. However, most times we tend to think in order to do this, we have to make drastic changes but as I have found out this
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The debate over whether or not budgeting contributes to living a fulfilled life is one that will not end soon. I know people who argue that a budget restricts them from having what they want when they want it. To these people, there is no way they can enjoy a fulfilled life with a budget.
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I love the month of September! To me, it always brings a second chance to get your life organized and go after the goals you set for the year. I think it has to do with the fact that some schools begin the school year in September. This brings a feeling of fresh starts. In
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All work and no play makes Jack or Jackie a dull boy or girl. Given the fact that our greatest asset is ourselves, we should constantly \”sharpen the saw\” in order to continue to be effective. One of the ways we can do this is by taking a vacation. However, if not planned well, vacations
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